Investments & Financial Planning

Personalized Investment & Financial Planning Strategies In Brighton, Michigan & Beyond

Whether you're just starting to invest, growing your portfolio, or preparing for retirement, we simplify the process with clear guidance and strategies built around your goals.

Clear communication without the jargon

We break down complex financial concepts into straightforward, easy-to-understand guidance so you can make informed decisions with confidence.

Personalized strategies, not cookie-cutter plans

Every recommendation is built around your unique goals, timeline, and financial picture—not a generic template.

Proactive adjustments as your life evolves

Whether it’s a career change, growing family, or approaching retirement, we continuously refine your plan to keep you on track.

A long-term partnership you can count on

We’re here for the long haul, providing consistent guidance and support—not just a one-time transaction.

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Guidance You Can Rely On

What sets us apart isn’t just the strategies we build—it’s the way we guide you through them. At Upstream Planning, we believe financial planning should feel clear, collaborative, and tailored to your life—not overwhelming or one-size-fits-all.

From your first conversation to every milestone ahead, our focus is on building a relationship rooted in trust, transparency, and long-term support. Because the best financial plans aren’t static—they evolve as your life, goals, and priorities change.

Investments

  • Traditional and Educational IRAs

  • Roth, Simple, and SEP IRAs

  • Real Estate Investment Trusts (REITs)

  • Brokerage and Managed Accounts

  • Government Securities

  • Fixed and Variable Annuities

  • Alternative Investments

Financial Planning

  • Retirement Planning

  • 401(k) Planning

  • Legacy Planning

  • Tax Planning

  • College Planning

  • Estate Planning

  • Income Planning

Navigating today’s financial landscape can feel overwhelming—but it doesn’t have to be. At Upstream Planning, we help individuals and families simplify the process with clear, personalized investment strategies and financial planning designed around your life.

Led by Jonathan Harris and backed by over 25 years of experience, our team takes the time to understand your goals, priorities, and concerns so every recommendation is intentional, coordinated, and built for the long term.

Have A Conversation With The Upstream Planning Team